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Affirm Holdings Inc.

AFRM | US

63.72

USD

0.74

1.17%

AFRM | US
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About Affirm Holdings Inc.

Sector

Technology

Industry

Information Technology Services

Earnings date

30/06/2024

As of date

24/04/2026

Close

63.72

Open

63.61

High

64.19

Low

62.35

Affirm Holdings Inc. operates a platform for digital and mobile-first commerce in the United States Canada and internationally. The company's platform includes point-of-sale payment solution for consumers merchant commerce solutions and a consumer-focused app. Its commerce platform agreements with originating banks and capital markets partners enables consumers to pay for a purchase over time with terms ranging from one to sixty months. As of June 30 2022 the company had approximately 235000 merchants integrated on its platform covering small businesses large enterprises direct-to-consumer brands brick-and-mortar stores and companies with an omni-channel presence. Its merchants represent a range of industries including sporting goods and outdoors furniture and homewares travel and ticketing apparel accessories consumer electronics and jewelry. Affirm Holdings Inc. was founded in 2012 and is headquartered in San Francisco California.

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AFRM | US

Risk
62.6
Sharpe
0.48
Luna's Score
51/100
Recommendation
Hold

Luna says (AFRM | US)

What's Working

Largecap (10B - 200B USD)

Strong Revenue Growth (> 10%)

What's not Working

High Short-term Volatility

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

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10 days

71.5%

1 month

62.6%

3 months

65.5%

6 months

63.7%

Returns

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Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

5.00

Debt to equity

2.36

Debt to assets

0.68

Ent. to EBITDA

-45.40

Ent. to rev.

7.81

PEG

-

Other Fundamentals

EBITDA

-365.21M

MarketCap

19.82B

MarketCap(USD)

19.82B

Div. yield

-

Op. margin

-11.18

Erngs. growth

-

Rev. growth

47.90

Ret. on equity

-19.66

Short ratio

1.70

Short perc.

9.12

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

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Range10D

20.75

Range1M

26.62

Range3M

30.88

Volumes: Market Activity

Volume Averages

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Rel. volume

0.83

Price X volume

259.39M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Equifax IncEFXBusiness Services172.4721.37B-1.41%62.53111.46%
ZTO Express (Cayman) IncZTOBusiness Services25.7321.03B0.86%17.240.00%
Leidos Holdings IncLDOSInformation Technology Services146.0619.68B-1.04%53.31115.87%
SYNNEX CorporationSNXBusiness Services227.7119.38B2.19%15.8549.61%
MongoDB IncMDBSoftware-Application253.5918.73B-1.75%n/a89.87%
Atlassian Corporation PlcTEAMSoftware-Application71.5518.61B5.81%n/a120.96%
ServiceNow IncNOWSoftware-Application90.1718.56B6.36%167.5926.02%
Nomura Research Institute LtdNURAFInformation Technology Services31.718.38B8.04%33.9268.72%
Broadridge Financial Solutions IncBRBusiness Services155.0718.13B-0.56%37.45164.97%
CDW CorporationCDWInformation Technology Services135.3218.08B-0.84%26.75284.80%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Molina Healthcare IncMOHHealthcare Plans175.9410.31B0.71%15.9049.23%
Dolby Laboratories IncDLBMedia - Diversified64.086.11B1.78%34.320.00%
Thor Industries IncTHORecreational Vehicles794.18B0.24%23.4427.88%
Oscar Health Inc.OSCRHealthcare Plans16.814.07B2.31%n/a26.28%
Alignment Healthcare Inc. Common StockALHCHealthcare Plans21.134.04B1.44%n/a177.78%
Cinemark Holdings IncCNKMedia - Diversified28.483.49B-0.42%27.93934.91%
Polaris Industries IncPIIRecreational Vehicles60.043.35B1.06%14.48170.51%
LCI IndustriesLCIIRecreational Vehicles120.013.06B-0.45%25.8277.66%
Harley-Davidson IncHOGRecreational Vehicles23.113.04B-1.15%7.33218.58%
IMAX CorporationIMAXMedia - Diversified36.451.92B-0.44%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-45.4023.19Cheaper
Ent. to Revenue7.8154.25Cheaper
PE Ratio-47.45-
Price to Book5.0011.45Cheaper
Dividend Yield-2.01-
Std. Deviation (3M)65.4649.22Riskier
Debt to Equity2.360.95Expensive
Debt to Assets0.680.28Expensive
Market Cap19.82B21.19BPar
  • 1

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